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The same six-month period and standalone-bank perimeter, with issuer definitions kept visible.
PAT is for the six months; prior PAT is the same six months of 2025. Ratios are issuer-reported bank readings at 30 June 2026; profitability ratios follow issuer reporting conventions. These are not live results or investment rankings.
Net Stage 3 definitions and accounting adjustments can differ. Do not read a lower ratio as proof that a bank is safer. Bank figures exclude consolidated subsidiaries.
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Profit after tax is reported profit, not adjusted recurring earnings. PAT growth is calculated as(current bank PAT / prior bank PAT -1) x 100. LKR thousands in the source statements are divided by 1,000,000 to display LKR billions. No market-cap/profit multiple is inferred from a half-year result.
NIM, ROE, net Stage 3, Tier 1 and total-capital ratios are copied from each issuer's bank column, not recalculated on a pooled denominator. Capital minimums differ; ratios alone are not a capital-headroom ranking. Cost-to-income is omitted because tax treatment and reporting definitions need a separate reconciliation.
Checked 14 October 2026. Source PDF page numbers below count from the first PDF page, not the printed page label. Older mixed-quarter/group draft values were not imported.